situation, you need to limit yourself. When doing so, be strict - but
not too strict that you will be more apt to give up. With
self-discipline, you are bound to succeed in improving your financial
situation. In other words, learn to enjoy life as a cheapskate! If you
don't currently have a credit card, apply for one. Keep in mind the
general guidelines under the when completing your credit application.
Don't lie, but at the same time you want to present yourself in the
best possible light. If you do not have any credit, your best bet in
securing a credit card is to apply at places like department stores or
gasoline companies. "1. Get an Installment Loan - You might take out a
small, personal loan from your bank or credit bureau and pay it back
over time. Or you might ""suck it up"" and go for a high-rate auto
loan. Just be sure you're not tying yourself to a long-term loan at
usurious rates. Get a shorter loan, if you possibly can, and make a
decent down payment to make sure you have some equity in the vehicle
so that you can refinance it when your credit improves." TAGS: Price
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