misnomer for a prepaid Master Card. It not only gives you the
flexibility of a credit card but it also comes without some of the
limitations imposed on credit cards. Everyone enjoying the credit
crunch? How about those nice 30% apr on credit cards? My favorite is
the modern methodology is credit card companies are using to monitor
each other so if you falter on one they all can get their digs in and
raise your rate and lower your limit. Ahh, the smell of bureaucracy at
its best. Your FICO score and credit report act as a sort of financial
report card, exposing your financial history to potential lenders. By
frequently checking your free FICO score and credit report, you will
better understand where you stand in the eyes of banks and other
lenders. This information can be used as a tool to help get better
interest rates and loans with terms that suit your personal needs.
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